Short-Term Disability Insurance

When an illness, injury or pregnancy impacts an employee's ability to work, short-term disability (STD) insurance can provide a weekly income benefit while the employee is disabled.

With CareFirst short-term disability, employees benefit from:

• Step-by-step assistance with the filing process
• Option to submit claims by phone, email, fax or mail
• Coordination of necessary forms and information between providers and the Human Resources department

Benefit offerings include:

• Fully insured STD benefit plans
• Non-contributory, contributory, voluntary and gross-up plans available
• Total, partial and residual definitions of disability available
• First day hospital provision is available
• Rehabilitative employment provision provides incentive for employees to work if they are able