Short-Term Disability Insurance

Short term disability

When an illness, injury or pregnancy impacts an employee's ability to work, short-term disability (STD) insurance can provide a weekly income benefit while the employee is disabled.

With CareFirst short-term disability, employees benefit from:

  • Step-by-step assistance with the filing process
  • Option to submit claims by phone, email, fax or mail
  • Coordination of necessary forms and information between providers and the Human Resources department

Benefit offerings include:

  • Fully insured STD benefit plans
  • Non-contributory, contributory, voluntary and gross-up plans available
  • Total, partial and residual definitions of disability available
  • First day hospital provision is available
  • Rehabilitative employment provision provides incentive for employees to work if they are able

Contact your CareFirst representative to request more information about CareFirst's short-term disability products.