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The Color of Health Care
A Message to Our Customers and Associates
Strength
Trust
Dependability
CareFirst 2002 Highlights
Financial Highlights 2002
Carefirst... Still Blue
Report of Independent Auditors
Leadership
Networks, Products and Affiliates
CareFirst In Brief
2002 Annual Report Home
A Message to Our Customers and Associates
CareFirst’s continued progress in 2002 reaffirms our confidence in our strategic plan. Simply stated, we have created a business model for health care based on delivering value, quality and exceptional service to customers. Our excellent results in 2002, building on CareFirst’s solid finances and enrollment growth of recent years, are validation that we are on the correct course. As we seek new and better ways to respond to the challenges posed by rising health care costs and intensified competition, we will be guided by the principle that CareFirst best fulfills its mission by offering customers a variety of quality health care coverage options that are both affordable and accessible.

CareFirst has maintained its position as the leading health care company in the Mid-Atlantic region through creative approaches that enhance the company’s customer service and product offerings. Significant investments in time and money were made in adopting new technologies, upgrading the skills of our associates, and providing associates with the tools and state-of-the-art facilities they need to do their jobs. A new headquarters building in Washington, D.C., a new call center in Owings Mills, new offices in Columbia, Maryland, and expanded offices in Wilmington, Delaware, are tangible reflections of our commitment to keep CareFirst a local company with a strong local presence.

To our customers, our members, our many friends and business associates who share in and benefit from our commitment to providing affordable and accessible health care coverage, we express our sincere gratitude.

Sincerely,

Daniel J. Altobello
William L. Jews

 
Daniel J. Altobello
Chairman of the Board
  William L. Jews
President and Chief Executive Officer

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