Whole Health Savings

Bundling medical, dental, vision, life and disability benefits with CareFirst is a smart move for you and your employees. At CareFirst, we make your whole health our priority, not just your medical coverage.

Bundling is an opportunity to simplify administration, streamline enrollment and claims and achieve significant financial savings. When you bundle CareFirst coverage, you and your employees benefit from an enhanced experience through our integrated online portal and working with one carrier.1

Interested in offering Ancillary Benefits? Learn more about bundling discounts when pairing CareFirst Medical with Life Insurance, Disability Insurance, and Supplemental Health products.

Add one of these specialty products and receive a discount on your medical premiums:

Medical +
Dental2,3




Save 2%

Medical +
Vision2,3




Save .5%

Medical + Life4, Short Term Disability4, Long Term Disability4, Supplemental Health Products3,4,5

(2+ lines)

Save .25%

(up to a .75% maximum)

TOTAL
SAVINGS1




Up to 3.25%1

CareFirst 51+, fully insured group accounts are eligible for this discount.

1Effective 11.01.2023 for groups new or adding eligible specialty plan(s) with their fully insured medical plans may be eligible to get up to 3.25% savings on medical premiums.

2Dental and vision discount is only eligible for employer-sponsored coverage.

3All Specialty Bundling Discounts are subject to underwriting review and approval. 3.25% savings on medical premiums for the first year.

4Life, Short Term Disability, Long Term Disability Insurance and Supplemental Health coverages are available through Lantra.

5Groups can only receive .75% in any one year.

Lantra is a trademark owned by, and is the trade name of, National Capital Insurance Agency, LLC. National Capital Insurance Agency, LLC d/b/a Lantra sells employee benefit products and services, underwritten by preferred carriers, to CareFirst BlueCross BlueShield members. Lantra’s preferred carriers are independent companies and are solely responsible for the services they provide. Neither Lantra nor its preferred carriers provide Blue Cross and/or Blue Shield products or services. National Capital Insurance Agency, LLC is a corporate affiliate within the CareFirst, Inc. corporate umbrella of companies.


Information Icon
To learn more about Whole Health Savings, contact your CareFirst broker sales representative.